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Build payment method management with fallback chains and expiry tracking #723

Description

@Smartdevs17

Context

Payment methods need management with fallback chains for reliability.

Current Limitation

Payment methods are managed individually with no fallback.

Expected Outcome

  • Payment method management
  • Fallback chain configuration
  • Expiry tracking and alerts
  • Payment method analytics

Acceptance Criteria

  • Payment method CRUD operations
  • Fallback chain configuration
  • Expiry tracking with alerts
  • Payment method analytics
  • Payment method verification
  • Payment method sharing
  • Payment method documentation

Technical Scope

  • src/services/walletService.ts - Wallet service
  • src/store/walletStore.ts - Wallet store
  • src/screens/PaymentMethodsScreen.tsx - Payment methods UI
  • backend/services/billing/ - Billing domain

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200-points200 point issueStellar WaveIssues in the Stellar wave programdrips-waveIssues in the Drips Wave programhighHigh complexity issue

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