v0.4.1

Gift Planner

Plan and track gifts for people and events across the year. Set an annual budget that syncs with your waterfall, assign allocations per person and event, and use Quick Add to fill out your gift matrix in bulk. Switch between Gifts mode (browse by person) and Upcoming mode (browse by month) depending on how you think about it. Year rollover carries forward your setup when January hits.

Cashflow Tab

See projected monthly balances on the Forecast page. A step-line chart shows how your linked accounts are expected to move over the coming months, with a today marker and opening-balance replay so the numbers start from reality, not zero.

Household Members

Add, remove, and reassign household members directly from Settings. Members now exist as a first-class concept — assets, accounts, and income items link to members rather than raw user accounts.

Data Export & Import

Export your entire household to a portable JSON file, or import one to restore or duplicate a household. Import runs inside a transaction with an automatic backup, so nothing is lost if something goes wrong.

Glossary & Tooltips

Financial terms throughout the app now link to a built-in glossary. Hover any marked term for an inline definition, or browse the full glossary from the Help section.

Also in this release

Forecast section navigator redesigned with animated tabs
Hardened auth error messages (no longer reveal whether an account exists)
Per-route rate limiting on all waterfall mutations
Design system consistency pass across all panel layouts
Removed Redis dependency
Added API journey tests and response schema contracts