v1.3.0 -- Multi-format support, photo plus dictation intake, delayed recall

Learnings from field usage, now native in the skill:

Narrative formats. Fourteen formats supported natively: SOAP (default), SOAPE, SOAPIER, CHART, CHARTE, DCHART-E, CHRONOLOGICAL, HEAD-TO-TOE, DRAATT, AT CHART, FACT, dedicated REFUSAL/NON-TRANSPORT and IFT templates, and CUSTOM agency-defined section orders. Format is declared in the agency configuration with per-call override. Section definitions and quality checklists in the new references/narrative-formats.md.

Photo plus dictation intake. Monitor screens, ePCR screens, medication vials, facility paperwork, and handwritten notes are transcribed exactly and verified with the provider -- never inferred from blur ([ILLEGIBLE] rule), with photo-vs-dictation conflicts flagged as discrepancies.

Suggested verbal report format. A 12-point dictation skeleton; printable pocket card in docs/ (text and one-page PDF).

Asynchronous and delayed recall support. Fragment accumulation across sessions, resume-anywhere status lines, memory-jogging recall questions anchored to what is known, gap surfacing by call type, honest gaps ([VERIFY], never filled), and late-entry notation per agency configuration.

All platform files updated: SKILL.md, system-prompt.md, chatgpt-instructions.md (7.0k chars, within the 8k limit), agency-config-template.md, README.md. The .skill package attached here is rebuilt from the v1.3.0 sources.