NizKhata Android v1.11.2

The dashboard's headline counts what is in the bank (#116)

"In accounts" added up every account, so a drawn credit card subtracted
from it. A figure meant to answer "how much have I got" was quietly
reduced by money owed, which is the opposite of what it is for.

It now counts bank accounts only. Cash in hand is out too: it is real
money, but it is not in an account, and the question the tile answers is
about the bank. An overdrawn bank account still counts against it, since
being in the red at the bank is genuinely less money in the bank.

Renamed to "In bank accounts" to match. Leaving it as "In accounts" over
a bank-only figure would be a quiet lie the moment a workspace has a card
or a cash account in it.

Net worth is untouched. That is the figure where a card's balance SHOULD
net off, and it still does.


Claude-Session: https://claude.ai/code/session_016jkAcgzuuxTfBiAgMLWgC4

Co-authored-by: Claude <noreply@anthropic.com>