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Riskified (riskified)

Riskified (NYSE RSKD) is an Israeli ecommerce risk-management platform headquartered in Tel Aviv, with a US office in New York. Its AI-powered platform uses machine learning, identity intelligence, and a global merchant network to make sub-second decisions across the entire shopper journey, from account creation through checkout to claims and chargeback recovery. The developer portal at developers.riskified.com exposes five product APIs — Chargeback Guarantee, Adaptive Checkout, Account Secure, Policy Protect, and Dispute Resolve (via Chargeback Gateway Integration) — alongside an OTP service and multi-platform Beacon SDK for device intelligence. Authentication is HMAC-SHA256 over the request body, with first-party SDKs for PHP, Java, and .NET and integrations for Shopify, Magento, Salesforce Commerce Cloud, SAP Commerce, commercetools, VTEX, Adyen, Braintree, PayPal, and Stripe.

URL: Visit APIs.json

Run: Capabilities Using Naftiko

Tags

  • Fraud, Fraud Prevention, Chargebacks, Ecommerce, Payments, Risk, Machine Learning, Account Takeover, Policy Abuse, 3DS, PSD2, Returns

Timestamps

  • Created: 2026-05-25
  • Modified: 2026-05-25

APIs

Riskified Chargeback Guarantee API

Submit orders for fraud and chargeback risk evaluation through pre-authorization (Decide / Decision) or post-authorization (Submit / Decide) flows. Returns APPROVED, DECLINED, or SUBMITTED, with approved orders financially guaranteed against fraudulent chargebacks. Cancel, Fulfill, Refund, Chargeback, and Checkout Denied endpoints keep order lifecycle state in sync.

Human URL: https://developers.riskified.com/reference/post-auth-flow-decide

Base URL: https://wh.riskified.com/

Riskified Adaptive Checkout API

Recommend the optimal authentication path at checkout — friction-free, CVV, 3DS, or PSD2 exemption — to maximize approval rates while remaining SCA-compliant. Advise returns a recommendation; Decide commits to a Riskified-guaranteed outcome. Covers both regulated (PSD2/SCA) and non-regulated geographies.

Human URL: https://developers.riskified.com/reference/advise

Base URL: https://api.riskified.com/

Riskified Account Secure API

Protect non-purchase customer journeys against account takeover, synthetic identity, and credential abuse. Submit Login, Reset Password, Customer Create, and Customer Update events and receive a real-time decision so merchants can step up authentication, block, or allow.

Human URL: https://developers.riskified.com/reference/login

Base URL: https://api.riskified.com/

Riskified Policy Protect API

Detect and prevent refund, return, and promotional abuse. Submit refund and return claims for adjudication (claim_create), retrieve Riskified's decision (claim_decision), and update in-flight returns (claim_update). Supports both original-flow and replacement-flow review patterns.

Human URL: https://developers.riskified.com/reference/refunds-claim_create

Base URL: https://api.riskified.com/

Riskified OTP API

Initiate a one-time password challenge as a step-up verification mechanism for high-risk login, password reset, or account modification events. Pairs with the Account Secure API to mediate friction adaptively.

Human URL: https://developers.riskified.com/reference/otp-initiate

Base URL: https://otp.self-veri.com/recover/v1/otp/

Riskified Beacon (Device Intelligence) SDK

Collect device, browser, and behavioral telemetry from the shopper's session and feed it into Riskified's risk models. Delivered as a JavaScript snippet for web and as iOS, Android, React Native, and Unity SDKs. Required for accurate decisioning across all Riskified products.

Human URL: https://developers.riskified.com/reference/beacon-sdks

Riskified Chargeback Gateway Integration (CGI) API

Connect Riskified directly to a payment gateway (Adyen, Braintree, PayPal, Shopify Payments, Stripe) so chargeback notifications and evidence flow into Dispute Resolve without merchant glue code. Powers automated chargeback representment and recovery.

Human URL: https://developers.riskified.com/docs/chargeback-gateway-integration-cgi-overview

Common Properties

Maintainers

FN: Kin Lane

Email: info@apievangelist.com

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