Constitutional Capital Allocation Layer for arifOS DITEMPA BUKAN DIBERI — Forged, Not Given
WEALTH is the capital allocation intelligence engine in the arifOS organism. It prices reward, survival, entropy, leverage, dignity, coordination, and policy constraints — so that capital decisions can be evaluated before arifOS applies the final constitutional judgment.
WEALTH does not make decisions. It produces capital intelligence — NPV, IRR, EMV, crisis triage, civilization stewardship — that arifOS's 888_JUDGE ratifies or voids.
Capital Signal → WEALTH Engine → Intelligence Output → arifOS 888_JUDGE → SEAL/HOLD/VOID
This is not a calculator. This is epistemic capital sovereignty.
ARIF (Human) → arifOS (Kernel) → WEALTH (Evidence) + GEOX (Earth) → arifOS JUDGE
↑ ↑ ↑
F13 VETO F1–F13 FLOORS Specialist Computation
WEALTH is the capital evidence organ — it surfaces the financial and economic dimensions of a decision so the constitutional kernel can apply judgment. arifOS never invests, allocates, or approves capital without WEALTH's input.
| Field | Value |
|---|---|
| Canonical repository | https://github.com/ariffazil/wealth |
| Version | v2026.05.02-bbf8332 |
| Governing kernel | arifOS F1–F13 |
| MCP tools (canonical kernel) | 48 tools (13 primitives × mode variants, each mode is a callable endpoint) |
| MCP tools (cross-domain demo) | 6 additional tools (separate mcp/server.py) |
| Capital scales | 8 (personal → household → sme → enterprise → national → crisis → civilization → agentic) |
| Capital types | 7 (financial, temporal, cognitive, social, ecological, strategic, thermodynamic) |
| Homepage | https://wealth.arif-fazil.com/ |
The MCP surface exposes 48 callable tools — every mode and sub-mode is a first-class endpoint. The 13 canonical primitives (left column) are the architectural concept; the MCP tools are their operational surface.
| Family | Stage | Purpose | Canonical Primitive | MCP Tools (48 total) |
|---|---|---|---|---|
| SENSE | 100 | Reality ingestion | wealth_sense_ingest |
7 tools: wealth_sense_ingest, _fetch, _health, _reconcile, _snapshot, _sources, _vintage |
| MIND | 200 | Epistemic modeling | wealth_present_expect, wealth_future_simulate, wealth_info_value, wealth_truth_validate |
6 tools: wealth_mind_emv, _evoi, _evoi_mc, _monte_carlo, _schema, _correlation |
| SURVIVAL | 300 | Solvency & stewardship | wealth_survival_liquidity, wealth_survival_leverage, wealth_future_steward |
8 tools: wealth_survival_cashflow, _velocity, _triage, _dscr, _networth, _leverage, _liquidity, _civilization |
| REASON | 400 | Capital discipline | wealth_future_value, wealth_allocate_optimize, wealth_game_coordinate |
9 tools: wealth_reason_npv, _irr, _payback, _pi, _personal, _agent, _equilibrium, _game + wealth_npv_reward |
| JUDGE | 888 | Constitutional gating | wealth_rule_enforce |
4 tools: wealth_judge_floors, _policy, _kernel, _entropy |
| VAULT | 999 | Immutable anchoring | wealth_past_record |
3 tools: wealth_vault_init, _record, _snapshot |
| Surface | File | Tools | Purpose |
|---|---|---|---|
| Canonical kernel | internal/monolith.py |
48 MCP tools (13 primitives × mode variants) | Core valuation, risk, crisis, coordination |
| Boot wrapper | server.py |
Thin compat | Points to canonical kernel |
| Civilizational demo | mcp/server.py |
6 tools | Markets, energy, food security domains |
Packaging rule: internal/monolith.py is the canonical kernel. server.py preserves external boot paths. mcp/server.py is a separate cross-domain demo surface.
| Primitive | Modes | Dimension | Temporal Axis |
|---|---|---|---|
wealth_future_value |
npv, irr, pi, payback |
Time-Discounted Projection | Future |
wealth_present_expect |
— | Probability-Weighted EMV | Present |
wealth_future_simulate |
— | Stochastic Projection (Monte Carlo) | Future |
wealth_info_value |
evoi, evoi_mc |
Expected Value of Information | Future |
wealth_truth_validate |
schema, correlation, entropy |
Epistemic Integrity | Present |
wealth_survival_liquidity |
cashflow, velocity, triage |
Survival Liquidity | Present |
wealth_survival_leverage |
dscr, networth |
Structural Load + Balance Sheet | Present |
wealth_rule_enforce |
floors, policy |
Governance Constraint F1–F13 | Present |
wealth_allocate_optimize |
kernel, personal, agent |
Capital Allocation Brain | Future |
wealth_game_coordinate |
equilibrium, game |
Multi-Agent Dynamics | Future |
wealth_sense_ingest |
fetch, snapshot, sources, health, vintage, reconcile |
Reality Intake | Cross-temporal |
wealth_past_record |
init, transaction, portfolio |
Memory & Audit Trail | Past |
wealth_future_steward |
— | Long-Horizon Planetary Boundaries | Future |
personal → household → sme → enterprise → national → crisis → civilization → agentic
Every scale has different risk tolerance, time horizon, and dignity constraints. WEALTH evaluates all of them under the same constitutional floors.
arifOS is part of a federated AI governance system. Each organ has a narrow responsibility so no single agent becomes uncontrolled, unaccountable, or self-authorizing.
| Organ | Human Meaning | System Role | Docs |
|---|---|---|---|
| ARIF / APEX | Final human authority | F13 sovereign veto, approval, override, terminal judgment | arif-fazil.com |
| AAA | Operator cockpit | Identity, A2A federation gateway, session control, agent supervision | README |
| A-FORGE | Execution shell | Runs tools, performs dry-runs, executes approved actions, reports outcomes | README |
| arifOS | Governance kernel | Checks evidence, risk, authority, verdicts, and auditability before action | README |
| GEOX | Earth intelligence | Seismic, petrophysics, basin, subsurface, and physics-grounded evidence | README |
| WEALTH | Capital intelligence | NPV, IRR, EMV, risk scoring, crisis triage, economic judgment | README |
| WELL | Human readiness mirror | Operator pressure, biological state, cognitive load, human-system safety | README |
| Ω-Wiki | Knowledge base | Persistent compiled knowledge, doctrine, references, and memory surfaces | wiki.arif-fazil.com |
A governed action should not move directly from prompt to execution.
Human / Agent request
→ AAA identifies the session
→ arifOS judges the request
→ GEOX / WEALTH / WELL provide domain evidence when needed
→ A-FORGE executes only approved actions
→ VAULT999 records the receipt
→ APEX / Human can veto at any time
AAA controls the session. arifOS judges. Domain organs provide evidence. A-FORGE executes. VAULT999 records. The human remains sovereign.
| Surface | URL |
|---|---|
| WEALTH | https://wealth.arif-fazil.com/ |
| arifOS Doctrine | https://arifos.arif-fazil.com/ |
| Human | https://arif-fazil.com/ |
Capital is not money. Capital is stored choice. WEALTH prices the choice before arifOS seals it. DITEMPA BUKAN DIBERI — Epistemic capital sovereignty is forged, not given.