docs(client): point builder reliability opt-out at ReliabilityConfig::disabled() (LAB-1059)

[27Bslash6]

Follow-up to #50 (LAB-729 panel MIN, tracked by LAB-1059): the CacheKitBuilder::reliability method rustdoc was the one opt-out surface #50 missed — it still taught the old "pass a config with all layers None" prose. Point it at ReliabilityConfig::disabled() like the README, preset docs (intents.rs), and reliability rustdoc already do.

Docs-only, 3-line rustdoc prose change. cargo doc --features reliability clean for this link (the two pre-existing InteropValue/deserialize unresolved-link warnings in interop docs are untouched); doc-tests green.

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