InCalc v1.1.0
Deposit calculations (money-critical)
- Excise duty + source tax now always applied; ED charged on each year's gross (highest) balance (source tax can't erode it).
- FD/DPS/WDS/MBS use annual compounding; DPS/WDS contributions pro-rated from deposit date.
- Fix: DPS/WDS no longer include a phantom Tk 10,000 starting principal (live-UI clamp bug — affected production since launch).
- FD 2×/3× doubling-time solver (annual basis); partial/sub-year tenors correctly pro-rated.
UI
- 3-month tenor grid (Loan / Deposit / Compare) + Loan quick-pick chips.
- Quarterly loan & deposit charts; Compare uses a single shared Loan/Deposit type.
Verified: 12/12 live UAT cases + golden-vector parity with InCalc BD (iOS).