Healthcare cost transparency for families and developers.
costkits.com is a healthcare cost-transparency platform that helps U.S. families understand and plan for medical expenses — procedure cost estimates, provider price comparison, insurance coverage explanations, and medical bill analysis, grounded in real CMS price transparency and Medicare fee schedule data rather than guesswork.
Built and maintained by John Caruso, FSA, MAAA, a healthcare actuary with 20+ years in insurance pricing, medical billing systems, and healthcare cost analytics.
The same pricing engine behind costkits.com is available as an API and MCP server:
- costkits-api — REST API docs, OpenAPI spec, and integration examples. API docs · Interactive demo · Get a free key
- costkits-mcp — MCP server giving Claude, ChatGPT, or any MCP client live healthcare cost data as tools.
- costkits.com/tools/ — cost estimator, provider price comparison, medical bill analyzer, and forecast planning tools
- costkits.com/cost/ — procedure cost guides by state
- costkits.com/learn/ — plain-English guides to insurance, billing, and medical debt
See our data & pricing methodology and editorial policy for exactly how estimates are built, updated, and reviewed.