Lumo Copilot v0.1.10

Lumo Copilot v0.1.10 — fixes models silently losing their tools.

The bug
If Ollama was still starting up when Lumo launched — or if you pulled a new model
after the app was already open — Lumo could check that model's capabilities once,
get no answer, and then remember the non-answer. The model would run chat-only
for the rest of the session: no reading files, no running commands, no
explanation. Restarting the app was the only fix.

Lumo now only remembers a real answer and retries otherwise, so a model that
supports tools gets them as soon as Ollama is actually reachable.

This was found while testing something unrelated: a model that Lumo reported as
"chat-only" turned out to be fully tool-capable when asked directly.

Install / update
Existing installs update automatically. New installs: right-click the app → Open
the first time (unsigned build), Apple Silicon only.