v1.46.0

What's Changed

• feat(billing): tech job notes reach the create-invoice screen by @freePerro in #291
• feat(pricing): editable service-labor description template + rate settings UI by @freePerro in #292
• fix(billing): the §11 delivery rail — no unverified draft reaches a customer by @freePerro in #293
• fix(billing): one invoice-number generator, collision-proofed by @freePerro in #294
• fix(billing): autodraft tax + machine provenance + accepted-only estimate prefill by @freePerro in #295
• chore(billing): delete the two dead invoice-creation endpoints by @freePerro in #296
• feat(billing): overpayment banner + typed $0 lines survive create + gap-fix report by @freePerro in #297

Full Changelog: v1.45.0...v1.46.0