Open-source AI skill system for property investment research, cash flow preparation, due diligence, and professional-review workflows.
PropertyAIOS helps property investors organise research, test assumptions, identify risks, and prepare better questions before speaking with licensed professionals — mortgage brokers, accountants, solicitors, buyer's agents, and property managers.
This repository is a framework template. PropertyAIOS is the Australian property investment example. Fork it and adapt it for your niche, country, or investment strategy.
The site & this repo: the free tools at propertyaios.com.au are the friendly front-end; this repo is the engine — the open-source skills that power them. To run them yourself in Claude (no coding, ~5 min), see docs/getting-started.md.
| Folder | What it contains |
|---|---|
skills/ |
Reusable AI capability instruction sets |
agents/ |
Role-based AI worker definitions |
commands/ |
User-facing slash commands |
prompt-boards/ |
JSON prompt card collections for web display |
report-templates/ |
Structured output templates |
disclaimers/ |
Legal and compliance disclaimer files |
examples/ |
Filled-out example outputs (clearly fictional) |
docs/ |
Framework documentation |
deployment-guides/ |
How to run PropertyAIOS across different tools |
website-content/ |
Website copy and page content |
templates/ |
Blank templates for creating new skills/agents/commands |
PropertyAIOS is designed for preparation and education only. It does not provide financial, credit, tax, legal, or investment advice.
It helps investors:
- Research suburbs with structured, repeatable workflows
- Build an indicative property appraisal / value range from comparable sales, and sanity-check an asking price
- Model cash flow scenarios before speaking with a broker or accountant
- Estimate borrowing power (conservatively) and run an independent servicing check for the file
- Prepare a full loan fact-find and the self-employed accountant document pack
- Run due diligence risk scans before making offers
- Prepare capital gains / sale estimates and tax-year packs
- Prepare smart questions for mortgage brokers, accountants, buyer's agents, and property managers
- Organise and review their property portfolio
- Understand risks in off-the-plan and renovation deals
Twenty skills, grouped by workflow. Each is self-contained (runs standalone), shows its working, and ends with the appropriate disclaimer.
Research & value
suburb-research— structured suburb analysis with a bull/bear scoreproperty-appraisal— indicative value range from comparable sales, in a valuation-report layoutcomparable-sales— "is this asking price realistic?" price check
Cash flow & analysis
property-cash-flow— cash-flow model with rate/vacancy/bear-case stress testsairbnb-investor— short-stay income model incl. break-even occupancystr-expense-tracker— short-stay expense categorisation for taxrenovation-risk— renovation cost-blowout and profit-test checkportfolio-review— whole-of-portfolio stress test and equity position
Finance & lending
borrowing-power— indicative, deliberately conservative borrowing-capacity rangeservicing-compliance-check— independent, policy-neutral servicing check for the file (shading, YTD, DTI)loan-application-prep— full fact-find incl. objectives & requirementsself-employed-lending-prep— the accountant document pack, tailored by entity structurebroker-prep— documents and questions to bring to a broker
Due diligence & risk
due-diligence-risk-scan— pre-offer red-flag scan (jurisdiction-aware)off-the-plan-risk— off-the-plan valuation and contract risk
Tax
accountant-prep— the investor↔accountant tax conversationtax-year-prep— end-of-year record and deduction packcapital-gains— sale planner: cost base, 50% discount, CGT by owner
Buying & managing
buyers-agent-brief— brief and vetting questions for a buyer's agentproperty-manager-prep— rental appraisal and fee-comparison questions
Most skills have a matching command (commands/), agent (agents/), report template (report-templates/), and prompt-board card (prompt-boards/). All content follows the compliance-language standard.
PropertyAIOS is a portable AI skill system. The repo stores the skills, agents, commands, prompt boards, report templates, examples, and disclaimers. Different tools can then run or adapt the same source material.
GitHub is the master copy.
Claude Cowork is where a user runs it.
Claude Code is where a builder improves it.
VS Code is where a developer adapts it.
The website is where the public uses it.
| Tool | Role | Guide |
|---|---|---|
| GitHub | Source of truth — all skills, agents, and templates live here | You are here |
| Claude Cowork | Where a user runs the system as a packaged property research workspace | deployment-guides/use-in-claude-cowork.md |
| Claude Code | Where a builder creates, maintains, and customises the repo | deployment-guides/use-in-claude-code.md |
| VS Code / GitHub Copilot | Where a developer adapts the skills as an agent library for a product | deployment-guides/use-in-vscode.md |
| Website | Where the public uses prompt boards and report templates | deployment-guides/use-as-website-content.md |
| Managed agent / API | Where a workflow engine runs PropertyAIOS skills programmatically | deployment-guides/use-as-managed-agent.md |
Use the Claude Cowork deployment. Create a Claude Project, add the skills files to the knowledge base, and run skills conversationally. See deployment-guides/use-in-claude-cowork.md.
Use Claude Code to open the repo, add new skills, update disclaimers, and manage the file structure. See deployment-guides/use-in-claude-code.md.
Use VS Code to integrate the skills as an agent library in a web application. The prompt-boards JSON files drive the UI. The report templates define the output structure. See deployment-guides/use-in-vscode.md.
Use the managed agent pattern — an API workflow that calls AI skills, injects user inputs, and delivers structured outputs. See deployment-guides/use-as-managed-agent.md.
Fork this repo → replace the niche/country/brand → build your own property AI OS
Examples of what you could build:
UKPropertyAIOS— UK buy-to-let research and SDLT calculationsNZPropertyAIOS— New Zealand investment property workflowsUSRealEstateAIOS— US rental property analysis and 1031 exchange prepCommercialPropertyAIOS— Commercial due diligence and lease analysisSMSFPropertyAIOS— Self-managed super fund property complianceFirstHomeBuyerAIOS— First home buyer research and grant workflowsAirbnbInvestorAIOS— Short-term rental analysis and platform prepRenovationAIOS— Renovation risk analysis and contractor prep
See docs/how-to-use-this-template.md for the step-by-step fork guide.
Just want to use the skills? See docs/getting-started.md — install and run PropertyAIOS in Claude in about 5 minutes, no coding.
Forking it for your own niche?
- Fork this repository
- Read docs/how-to-use-this-template.md
- Choose your deployment from deployment-guides/
- Customise
CLAUDE.mdfor your Claude project - Replace the niche-specific references in
skills/andagents/ - Update
disclaimers/for your jurisdiction - Build your website using
prompt-boards/andwebsite-content/
All workflows in this repository are designed for general information and preparation purposes only.
Nothing in this repository constitutes financial advice, credit advice, tax advice, legal advice, or a recommendation to buy or sell any property or financial product.
Always review outputs with appropriately licensed professionals before making decisions.
All copy and skill output follows the compliance-language standard — general information only, never personal advice. Builders adapting this framework for commercial use should read docs/compliance-and-disclaimers.md and get their own legal advice before launching.
See disclaimers/ for reusable disclaimer blocks.
MIT — fork, adapt, and build on it. See LICENSE.
PropertyAIOS — an AI-assisted property investment preparation system for Australian investors.