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Welcome to the Monize wiki -- your comprehensive guide to managing personal finances with Monize, a modern replacement for Microsoft Money.
- Getting Started -- Installation, first-time setup, and initial configuration
- Importing Transactions -- Importing CSV and OFX/QFX files from your bank
- Importing from Microsoft Money -- Complete migration guide from Microsoft Money
- Dashboard -- Your financial overview at a glance
- Accounts -- Managing bank accounts, credit cards, loans, and assets
- Transactions -- Recording, searching, and managing transactions
- Budgets -- Smart budget planning with auto-generation, velocity tracking, and alerts
- Investments -- Portfolio tracking, securities, and investment transactions
- Bills and Deposits -- Scheduled and recurring transactions
- Categories and Payees -- Organizing your financial data
- Tags -- Flexible cross-category labelling for transactions
- Reports -- Built-in and custom financial reports
- Currency Management -- Multi-currency support and exchange rates
- AI -- AI assistant, financial insights, and MCP integration
- Settings and Security -- User preferences, two-factor authentication, and security
Monize is a self-hosted, web-based personal finance management application. It provides a full suite of tools for tracking your income, expenses, investments, and net worth -- all from a modern, responsive web interface.
- Multi-Account Support -- Track chequing, savings, credit cards, loans, mortgages, investments, cash, lines of credit, and assets
- Investment Portfolio Tracking -- Full brokerage account support with automatic price updates from Yahoo Finance
- Recurring Transactions -- Schedule bills, deposits, and transfers with flexible recurrence options
- Smart Budgets -- Auto-generated budgets from spending history with velocity tracking and proactive alerts
- Comprehensive Reporting -- 40+ built-in reports across 10 categories plus a custom report builder with charts
- Multi-Currency -- Support for 8+ currencies with automatic exchange rate updates
- Tags -- Flexible cross-category labels for transactions (e.g., "Vacation 2026", "Tax Deductible", "Reimbursable")
- Transaction Import -- Import CSV, OFX/QFX, and QIF files (Microsoft Money and Quicken) with smart column auto-matching, saved presets, and automatic payee matching
- AI Assistant -- Ask questions about your finances in plain language and get spending insights
- MCP Integration -- Connect Claude Desktop or other MCP clients directly to your financial data
- Debt Tracking -- Debt payoff timeline projections, loan amortization schedules, and payment analysis for loans and mortgages
- Security -- Two-factor authentication with backup codes, "Remember Me" extended sessions, password breach checking, account lockout, refresh token rotation, rate limiting, and comprehensive security headers
- Self-Hosted -- Your financial data stays on your own server
- Progressive Web App -- Installable on mobile devices for native app-like experience
| Component | Technology |
|---|---|
| Frontend | Next.js (React), Tailwind CSS |
| Backend | NestJS (Node.js/TypeScript) |
| Database | PostgreSQL 16 |
| Deployment | Docker Compose, Kubernetes (Helm) |
| I want to... | Go to... |
|---|---|
| Set up Monize for the first time | Getting Started |
| Import transactions from my bank | Importing Transactions |
| Migrate from Microsoft Money | Importing from Microsoft Money |
| Understand the dashboard | Dashboard |
| Create and manage accounts | Accounts |
| Track my investments | Investments |
| Create a budget from my spending history | Budgets |
| Set up recurring bills | Bills and Deposits |
| Label transactions with tags | Tags |
| Run financial reports | Reports |
| View debt payoff projections | Reports |
| Ask AI about my finances | AI |
| Get spending insights | AI |
| Connect Claude Desktop to Monize | AI |
| Configure security settings | Settings and Security |