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Use "Credential Manager" instead of "Wallet" #18

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@timcappalli

In https://x401.proof.com/spec/latest/#terminology, recommend using "Credential Manager" as the primary term for the thing that holds VDCs and mints presentations, instead of wallet. In the definition, you could say "sometimes referred to as a 'wallet'".

We've been trying to use CM in specs/technical docs as it better reflects the architectural role, vs the end user/consumer marketing name. For example, your airline app or university app likely will hold a VDC, but it isn't typically considered a wallet.

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