bug(User Card by Belikhun): Overlay fails to fetch data + cache never clears

reported in https://discord.com/channels/1056534107330445362/1531336195957723346

<img width="705" height="688" alt="Image" src="https://github.com/user-attachments/assets/00f06d1c-c8c2-4d9f-9507-a90c5bfafe1d" />

cc @Belikhun @awakcon1234 