Compass v0.4.0

Created by @tylahfam97

Hello!

Compass 0.4.0 - Data Ownership Update

This release brings full control over your transaction data: edit, add, and delete transactions directly in the app, undo entire imports, and export anything to CSV. The UI has also been sharpened throughout.

Edit, Add and Delete Transactions

• Click the pencil icon (or note icon if notes exist) on any transaction row to edit date, description, amount, category, and notes
• + Add button creates manual transactions (cash purchases, Venmo/Zelle payments, anything not in a bank export)
• Delete individual transactions with a single confirm
• Manual entries use a unique internal ID so they never conflict with imported rows

Import History and Undo

• Every CSV import is now recorded with filename, date, and row count
• Undo any import with one click - removes all linked transactions instantly
• Importing a duplicate file now shows a clear "Already imported" message instead of the confusing "0 imported, N skipped"

CSV Export

• Export button on the Transactions page downloads the current filtered view (respects month, all-time, and search filters) as a CSV with Date, Description, Category, Amount, Balance, and Notes columns

Reports: Custom Date Ranges

• Toggle between Month and Custom range modes in Reports
• Custom mode supports free date range selection plus quick presets: This quarter, Last quarter, Year to date, Last 12 months

Budget On-Pace Projection

• Each budget card now shows On pace for $X by month-end so you can see projected overspend before it happens, not after
• Shown in amber when approaching the limit, red when already over

Insights (formerly Agent)

• Navigation label renamed to Insights for clarity
• A dot badge appears on the sidebar when there are active warnings

Profiles tooltip

• The Profiles panel now explains what profiles are for: "Track spending per person or account separately"

Auto-Categorization

• 100+ new rules covering the most common real-world merchants: Amazon, Walmart, Instacart, Apple, Racetrac, QT, CVS, Walgreens, Waffle House, DashPass, Progressive, and many more
• 6 new system categories: Gas & Fuel, Subscriptions, Insurance, Bank Fees, Transfers, Gifts & Donations
• Description normalization — bank format noise like DD *, IC* , PP*, and *1A52U9IQ3 trailing codes are stripped before matching, so merchants are correctly identified regardless of how your bank formats the description
• Regex rule support — rules can now use regular expressions in addition to contains and starts_with
• Transfers excluded from expenses — internal bank transfers, Keep the Change, Zelle, Venmo, and credit card payments are routed to the new Transfers category and excluded from all expense totals, reports, and agent calculations

✦ Auto-Categorize Button

• One-click Auto-Categorize on the Transactions page re-runs all rules against your existing uncategorized transactions
• Uses the same batched engine as the importer — completes in under a second regardless of transaction count

Rules Manager

• New ⚙ Rules button on the Transactions page opens a full rules manager
• View all 130+ system rules and all your custom rules in one place
• Add, delete, and configure custom rules (pattern, match type, category, priority) without touching any settings

Learn from Corrections

• When you manually change a transaction's category, a "Create Rule?" prompt appears
• One click creates a permanent rule so future imports are auto-categorized correctly

Agent Insights (5 new)

• Top merchants — highlights your top 3 spending merchants this month
• Food delivery ratio — flags when delivery apps are >30% of your food budget and estimates monthly savings from cooking more
• Subscription summary — lists all detected subscription charges and their monthly total
• Paycheck expected — predicts your next deposit date based on your pay cycle (shown within a 14-day window)
• Overdraft alert — fires when Bank Fee transactions are detected this month