v1.45.10

Added

• Budget loans can optionally be modelled as a German-style annuity: enter the principal, nominal interest rate and initial repayment rate instead of a fixed total, and the constant monthly payment, term and total interest are derived and previewed live while typing. A "fixed then variable" mode continues after the fixed-interest period with a forecast follow-up rate, and the loan card shows the annuity rate and interest phase (#569).

Fixed

• Calendar: the current-day badge number is now vertically centred instead of sitting too low (#569).
• Contacts: filter chips have more horizontal padding so short active labels no longer look cramped (#569).
• Category manager: nested sub-category lists (budget expenses) no longer squash the category name to zero width; they wrap onto their own indented line (#569).
• Dashboard: widget edit controls no longer overlap the widget content when they wrap onto a second row on narrow tiles in edit mode (#569).
• Mobile: the modal drag handle renders as a thin line again in glass mode instead of a full block (#569).