4Finance v1.0

4Finance

4Finance is an interactive, lightweight financial analysis and modeling laboratory designed for students, researchers, and finance practitioners. Developed as a standalone desktop utility, it provides an intuitive, code-free environment for exploring core econometric and quantitative finance tools.

Included Analysis Tools & Calculators

• Altman Z-Score Analyzer: Computes distress metrics across Public Manufacturing, Private Manufacturing, and Non-Manufacturing models. -
• Bankruptcy Risk Analyzer: Performs comprehensive solvency assessments using combined Ohlson O-Score and Altman Z-Score frameworks.
• Universal Bond Pricing Engine: Solves for price, yield-to-maturity (YTM), coupon rate, or maturity across coupon, zero-coupon discount, and perpetual bonds.
• Bond Duration & Sensitivity: Evaluates interest-rate risk with Macaulay Duration, Modified Duration, and customizable payment frequencies.
• Futures Pricing Calculator: Prices contracts under the Cost of Carry model incorporating storage, financing costs, and convenience yield.
• Monte Carlo VaR Calculator: Runs large-scale stochastic simulations to measure 1% and 5% Value at Risk.
• VaR Visualizer: Models parametric risk distributions and plots confidence intervals using dynamic Chart.js visualizations.

No coding or specialized installation required. Simply download, launch, and calculate.