4Finance
4Finance is an interactive, lightweight financial analysis and modeling laboratory designed for students, researchers, and finance practitioners. Developed as a standalone desktop utility, it provides an intuitive, code-free environment for exploring core econometric and quantitative finance tools.
Included Analysis Tools & Calculators
- Altman Z-Score Analyzer: Computes distress metrics across Public Manufacturing, Private Manufacturing, and Non-Manufacturing models. -
- Bankruptcy Risk Analyzer: Performs comprehensive solvency assessments using combined Ohlson O-Score and Altman Z-Score frameworks.
- Universal Bond Pricing Engine: Solves for price, yield-to-maturity (YTM), coupon rate, or maturity across coupon, zero-coupon discount, and perpetual bonds.
- Bond Duration & Sensitivity: Evaluates interest-rate risk with Macaulay Duration, Modified Duration, and customizable payment frequencies.
- Futures Pricing Calculator: Prices contracts under the Cost of Carry model incorporating storage, financing costs, and convenience yield.
- Monte Carlo VaR Calculator: Runs large-scale stochastic simulations to measure 1% and 5% Value at Risk.
- VaR Visualizer: Models parametric risk distributions and plots confidence intervals using dynamic Chart.js visualizations.
No coding or specialized installation required. Simply download, launch, and calculate.