Release v0.1.0 · rameerez/wallets

Initial Release

Multi-asset wallets per owner via has_wallets — user.wallet(:usd), user.wallet(:gems), etc.
Append-only transaction ledger with credit, debit, and transfer_to APIs
FIFO allocation for expiring balances — oldest credits consumed first
Transfer expiration policies: :preserve (default), :none, :fixed
Transfers split into multiple inbound legs when consuming buckets with different expirations
Embeddability hooks for other gems to reuse the ledger core with custom tables/config/callbacks
Idempotent create_for_owner! with race condition handling
Row-level locking to prevent double-spending
Balance snapshots on every transaction for reconciliation
Rich metadata support on wallets, transactions, and transfers
Lifecycle callbacks: on_balance_credited, on_balance_debited, on_transfer_completed, etc.
Install generator with migrations and initializer
Rails 6.1+ support (tested through Rails 8.x)

Add embeddability hooks and transfer expiration policies (v0.2.0) by @rameerez in #1
Make create_for_owner! idempotent and race-safe by @rameerez in #2

Full Changelog: https://github.com/rameerez/wallets/commits/v0.1.0