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Profile of evidence-bundle-spec scoped to AI financial-services bias coverage. ECOA Reg B + CFPB Section 1071 + CFPB UDAAP + OCC/FRB/FDIC joint AI + four-fifths-rule + business-necessity-defended + redlining-pattern-flagged. FinTech scaffolding, not certification.
FinTech AI Procurement Decision Card v0.3 vault contract profile. 17 financial-data categories + 10-doctrine consent_basis + 10 protection levels + 8 vendor due-diligence artifacts. Section 1071 demographic + ECOA protected-class default NOT a model input. Section 1033 portability window in retention envelope.
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