DebtShark v0.2.1 — Official Rebranding to DebtShark & Asset Suite Overhaul

DebtShark v0.2.1 — Official Rebranding to DebtShark, Asset Suite Overhaul & Repository Migration

Release Date: October 17, 2026
Publisher: Bored Polymath Studios
Classification: Consumer Advocacy & Credit Shield Desktop Console
License: MIT License
Platforms Supported: macOS (Apple Silicon / Intel Universal), Windows 10/11 (x86_64 / ARM64), Linux (Ubuntu 22.04+ / WebKitGTK 4.1)

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🚀 What's New in v0.2.1

1. Official DebtShark Brand Identity & Visual Assets

• Complete Visual Rebrand: Introduced the newly generated geometric shark-fin emblem and high-contrast dark-mode brand identity across all application surfaces, desktop icons, mobile mipmaps, landing page artwork, OpenGraph covers, and banners.
• Cross-Platform Icon Regeneration: Recompiled production application icons (app-icon.png, icon.icns, icon.ico, and all square and mipmap dimensions) using tauri icon.
• Widescreen Documentation Banners: Added retina-ready widescreen banners (assets/debtshark-banner.png, site/assets/images/debtshark-banner.png, .webp) across project documentation and the marketing landing page.

2. Full Rust Backend & Tauri Engine Rebranding

• Cargo Crate & Binary Renaming: Renamed the root Rust package and binary to debtshark and the internal library to debtshark_lib.
• Tauri Application Configuration: Updated productName to "DebtShark", identifier to "com.boredpolymath.debtshark", window title, and metadata in tauri.conf.json.
• Zero-Knowledge Database Resolution: Hardened multi-OS path resolution in lib.rs and EvidenceVault to prioritize debtshark.db and the DebtShark application support sandbox while retaining backward-compatible fallback access to previous database iterations.
• Tray Context Menu: Updated system tray menu items to "Exit DebtShark".

3. Frontend Application & IPC Evolution

• DebtSharkApp Controller Architecture: Transitioned application singleton to DebtSharkApp while exporting backward-compatible aliases (CounterFinApp, SettleMintApp).
• Storage & State Migration: Updated default local storage slots to debtshark_user_profile_v1, debtshark_demo_mode, and debtshark_legal_disclaimer_agreed_v1 with automatic migration fallbacks.
• Event Bus Transition: Migrated native IPC toast notifications to debtshark:toast with listeners supporting legacy event payloads.
• UI Typography & Layout: Synchronized .debtshark-toast classes, header branding, and disclaimer copy across the desktop layout.

4. GitHub Repository Migration

• Repository Rename: Renamed official repository to boredpolymath/debtshark with updated origin remotes, issue tracker URLs, and release endpoints.
• Website & Documentation Sync: Updated all crawler directives (robots.txt, sitemap.xml, llms.txt, llms-full.txt, and Schema.org metadata) to reflect boredpolymath.github.io/debtshark/.

📦 Verified Release Packages & Checksums

Artifact Name	Target Platform / Architecture	Format	Size	SHA-256 Checksum
DebtShark_0.2.1_aarch64.dmg	macOS Apple Silicon (M1/M2/M3/M4)	Signed DMG	6.87 MiB	b07358005f20248bb9540921b7fd2f7fe90278b8d8ca5c48b9ccb4fc82fa4da4
DebtShark_aarch64.app.tar.gz	macOS Apple Silicon	App Bundle Archive	5.09 MiB	c177827ee3666c0d69f487c66f73f61324e168d592d87b9c70269207d4c6b9d1

CounterFin v0.2.0

CounterFin v0.2.0 — Frontend Modularization, Event Delegation Stabilization, Toast Deduplication & Accessibility Hardening

Release Date: October 17, 2026
Publisher: Bored Polymath Studios
Classification: Consumer Advocacy & Credit Shield Desktop Console
License: MIT License
Platforms Supported: macOS (Apple Silicon / Intel Universal), Windows 10/11 (x86_64 / ARM64), Linux (Ubuntu 22.04+ / WebKitGTK 4.1)

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🚀 What's New in v0.2.0

1. Frontend Architectural Modularization & Clean Separation of Concerns

• Modular Component Subsystems: Decoupled monolithic controller logic into focused, single-responsibility ES modules:
  • components/event-handlers.js: Centralized event delegation for dashboard navigation, card expansion/collapsing, interactions, evidence, credit tradelines, and dispute letters.
  • components/toast.js: Standalone, non-intrusive floating notification system with automated lifecycle management and DOM cleanup.
  • state/backend-sync.js: Encapsulated SQLite case and interaction synchronization with backend Tauri IPC and native system events.
  • state/user-profile.js: Self-contained user identity, initials formatting, local storage persistence, and sidebar avatar synchronization.
  • utils/dom.js & utils/storage.js: Sanitized view injection with setSafeViewContent and fail-safe local storage abstraction.

2. Event Delegation Stabilization & Duplicate Listener Elimination

• Container-Level Event Delegation: Replaced redundant element-level addEventListener calls inside renderDashboardView, renderInteractionsView, renderEvidenceView, and renderCreditView with robust delegated event routing.
• Elimination of Multi-Firing Callbacks: Fixed duplicate callback executions where action buttons were triggering multiple times due to direct element listeners bubbling up into parent view handlers.

3. Toast Notification Storm Fix & Deduplication Engine

• Single-Flight Notification Pipeline: Resolved the multi-toast storm issue where actions like "Clear Cases" and "Load Sample Dossiers" generated four simultaneous toast popups due to simultaneous direct and delegated event handling paired with duplicate showToast and ipc.sendNotification invocations.
• High-Performance Deduplication Cache: Implemented a 600ms deduplication window in showToast that automatically filters rapid duplicate notification payloads while allowing distinct alerts to display cleanly.
• Typed Native Notifications: Extended ipc.sendNotification(title, body, type) to preserve visual status types (info, success, error) across the custom event bridge.

4. WCAG AA Accessibility & SVG Standards

• Screen Reader & SVG Compliance: Added semantic <title> elements and explicit aria-hidden="true" / aria-label attributes to toast icons, close buttons, and modal dialog badges.
• Accessible Notification Dismissal: Enhanced keyboard navigation and focus management across notification close triggers and backdrop clicks.

5. Comprehensive Unit Test Coverage

• Complete Test Suite Passing (71/71 Tests): Expanded automated test suite with coverage for modular components, toast deduplication, event delegation routing, DOM sanitization, user profile formatting, and IPC degradation fallbacks.

📦 Verified Release Packages & Checksums

Artifact Name	Target Platform / Architecture	Format	Size	SHA-256 Checksum
CounterFin_0.2.0_aarch64.dmg	macOS Apple Silicon (M1/M2/M3/M4)	Signed DMG	8.30 MiB	15d16fbb07fe760d4fcdfaf95ee9b32bed1acbbcb0b6502e99fa774a76628ff6
CounterFin_aarch64.app.tar.gz	macOS Apple Silicon	App Bundle Archive	5.86 MiB	7841f1b51fcb791cf18a933aab2fc59c5c80e6dea32ef93085bb3027e0502b3c
CounterFin_0.2.0_amd64.AppImage	Linux x86_64 (glibc 2.31+)	Standalone AppImage	78.95 MiB	cd6989dd3fe7e9397feeff4b88233cb79733cebc55bee88d9abcc98d0be86565
CounterFin_0.2.0_amd64.deb	Linux Debian / Ubuntu	Debian Package	3.95 MiB	a7a3c1bbe15eb8f06ba1360bc1ea589c1f409e72826c7a9fe4ecf63c864aa19d
CounterFin_0.2.0_x64-setup.exe	Windows 10/11 x86_64	NSIS Installer	2.87 MiB	1fb8126693d1ebc28f372ecd8e29447ce78c0656514a915a9324b01af5a761df
CounterFin_0.2.0_x64_en-US.msi	Windows 10/11 x86_64	MSI Enterprise Installer	4.09 MiB	27854a064bdd8bf3e492353809fcf062a332849ec5e014f5adcb8ff472746d5a

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CounterFin v0.1.4 — Production Rebranding & UI Hardening

CounterFin v0.1.4 — Production Rebranding, Responsive Workbench Actions, Direct-to-Downloads Export & UI Security Hardening

Release Date: October 16, 2026
Publisher: Bored Polymath Studios
Classification: Consumer Advocacy & Credit Shield Desktop Console
License: MIT License
Platforms Supported: macOS (Apple Silicon / Intel Universal), Windows 10/11 (x86_64 / ARM64), Linux (Ubuntu 22.04+ / WebKitGTK 4.1)

---

🚀 What's New in v0.1.4

1. Official CounterFin Brand & Visual Identity

• Complete Application Rebrand: Full rebranding across the entire codebase, documentation, metadata, website, and build manifests from SettleMint to CounterFin.
• Refined Emblem & App Icons: Adopted Option B brand identity with high-resolution app icons cropped cleanly to the emblem boundary, eliminating distracting margins and enhancing dock/taskbar presence.
• Brand Visual Assets: Deployed custom banners for repository documentation, OpenGraph social sharing previews, interactive app tour screenshots, and lossless WebP imagery across all display formats.

2. Comprehensive UI Button, Interaction & Navigation Audit

• Interactive Button Activation: Audited and resolved all unresponsive buttons, missing callbacks, and mismatched DOM state identifiers across all functional views.
• Legal Rights Guide & Navigation Pills: Added direct sidebar access for the Legal Rights Guide and introduced the Credit Delta Audit navigation pill for fast statutory inspection.
• Evidence Vault & Call Assistant Ingestion: Wired up the Record Correspondence action in Call Assistant and direct Ingest Evidence File handlers in Evidence Vault.
• Credit Reporting & CRA Dispute Packet: Hooked up Ingest Credit Report and Generate CRA Dispute Packet workflows in Credit view.
• Letter Studio Live Previews: Real-time responsive template preview updates for all 8 statutory dispute generators with token replacement.
• Cross-Platform Keyboard Shortcuts: Unified desktop accelerators (Ctrl+ on Windows/Linux, Cmd+ on macOS) for quick logging, navigation, and modal dismissal.
• System Tray Integration: Active desktop event listeners for open-quick-log and toggle-silence-24h tray actions.

3. Workbench Actions & Enhanced Export Pipeline

• Clear Cases Action: Added a fully-wired Clear Cases action with an active confirmation modal, resilient state clearing, and immediate UI refresh.
• Direct-to-Downloads File Export: Enhanced the statutory dispute export pipeline (Markdown, HTML, JSON) with automatic file delivery to the user's local Downloads directory in both browser mock and native Tauri desktop runtimes.
• Non-Intrusive Toast Notifications: Replaced disruptive modal alert popups with modern, floating toast notifications for export and workflow events.

4. Code Quality, Security Hardening & Continuous Validation

• CodeQL DOM XSS Remediation: Resolved CodeQL DOM text reinterpreted as HTML vulnerability warnings by converting toast notifications to use safe, structured DOM text nodes.
• Biome Quality Audit: 100% clean across Biome linter checks, enforcing safe optional chaining, modern template literals, and standardized object key formats.
• Rust Formatting & Engine Integrity: Applied rustfmt formatting across all crates in src-tauri. All 74 comprehensive Rust unit, integration, stress/chaos, and benchmark tests execute with 100% green status.

5. Discoverability, SEO & Crawler Governance

• Launch Crawlability Package: Codified launch-essential metadata including favicon.ico, site.webmanifest, and manifest.json.
• Security Policy & Standards: Deployed RFC 9116 .well-known/security.txt security contact policy, humans.txt team attribution, and updated robots.txt / sitemap.xml directives.

---

🛡️ Core Statutory Engines (Full Stack)

1. 54-Jurisdiction Statute of Limitations (SOL) Matrix:
   • Complete statutory lookups across all 54 US jurisdictions for Credit Card, Medical, Written Contract, and Open Account debts.
   • Anti-revival statutory enforcement preventing accidental clock resets.
2. CFPB Regulation F & FDCPA Telephone Harassment Engine:
   • Real-time 7-in-7 call frequency monitoring and inconvenient hours audit (9 PM – 8 AM).
   • $1,000 statutory damages tracker and evidence ledger.
3. Medical Debt & No Surprises Act Auditor:
   • 42 U.S.C. § 300gg-111 balance billing protection and mandatory itemized CPT/ICD coding dispute generator.
4. UCC Article 9 Automobile Deficiency Defense:
   • 10-day pre-sale notice audit, 14-day post-sale accounting calculator, and uncredited GAP rebate recovery.
5. The 8 Automated Court-Grade Dispute Generators:
   • Complete dispute letter generation pipeline with live PDF, Markdown, HTML, and JSON direct export.

---

🔒 Privacy & Cryptographic Security Guarantees

• 100% Offline & Air-Gapped: Zero network sockets, zero telemetry, zero analytics.
• Argon2id + ChaCha20-Poly1305: Authenticated encryption for all local SQLite storage and backup archives.
• NIST SHA-256 Vault: Cryptographic hashing for evidence file integrity and tamper detection.

---

📦 Verified Release Packages & Checksums

Artifact Name	Target Platform / Architecture	Format	Size	SHA-256 Checksum
CounterFin_0.1.4_aarch64.dmg	macOS Apple Silicon (M1/M2/M3/M4)	Signed & Notarized DMG	8.26 MiB	8e9b893e359992eb082a5a029ab53a443e96b3d6ac190a501c3b6c61c97262b0
CounterFin_0.1.4_amd64.AppImage	Linux x86_64 (glibc 2.31+)	Standalone AppImage	78.95 MiB	cd6989dd3fe7e9397feeff4b88233cb79733cebc55bee88d9abcc98d0be86565
CounterFin_0.1.4_amd64.deb	Linux Debian / Ubuntu	Debian Package	3.95 MiB	a7a3c1bbe15eb8f06ba1360bc1ea589c1f409e72826c7a9fe4ecf63c864aa19d
CounterFin_0.1.4_x64-setup.exe	Windows 10/11 x86_64	NSIS Installer	2.87 MiB	1fb8126693d1ebc28f372ecd8e29447ce78c0656514a915a9324b01af5a761df
CounterFin_0.1.4_x64_en-US.msi	Windows 10/11 x86_64	MSI Enterprise Installer	4.09 MiB	27854a064bdd8bf3e492353809fcf062a332849ec5e014f5adcb8ff472746d5a
CounterFin_aarch64.app.tar.gz	macOS Apple Silicon	Signed App Bundle	5.81 MiB	7526deed7ca7754c208ac03e86b84d202bb49f3f3d46681f2900752d848d6d58

SettleMint v0.1.3 — Architecture Hardening, UI Modularization, IPC Resilience & Automated Test Suite

SettleMint v0.1.3 — Architecture Hardening, UI Modularization, IPC Resilience & Automated Test Suite

Release Date: October 16, 2026
Publisher: Bored Polymath Studios
Classification: Consumer Advocacy & Credit Shield Desktop Console
License: MIT License
Platforms Supported: macOS (Apple Silicon / Intel Universal), Windows 10/11 (x86_64 / ARM64), Linux (Ubuntu 22.04+ / WebKitGTK 4.1)

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🚀 What's New in v0.1.3

1. Frontend Modular Decomposition & Code Quality Remediation

• Modular View & Controller Separation: Decomposed the monolithic UI into dedicated lifecycle controllers (DisclaimerController, LetterController, ModalController, PatchController) and focused view renderers (dashboard-view, call-view, letter-view, vault-view, credit-view).
• Zero VibeDoctor Warnings: 100% remediation of all diagnostic warnings, unused variable declarations, unhandled promise rejections, and DOM manipulation anti-patterns.
• Robust XSS & DOM Sanitization: Enforced strict context-aware HTML escaping across all template preview renderers and dynamic docket tables.
• Showcase Tab & Edge Worker Refactoring: Streamlined interactive feature walkthroughs and simplified Cloudflare Edge security worker parameters.

2. Native IPC Bridge Hardening & Resilient Fallbacks

• Comprehensive IPC Error Boundaries: Enhanced invoke, emit, listen, and desktop notification wrappers with structured error containment and recovery.
• Zero-Crash Web Sandbox Degradation: Seamless, non-throwing fallback behavior when executing in web browsers or headless mock environments.
• Event-Driven Reactive State: Synchronized case state transitions and evidence ingestion with real-time UI updates.

3. Enterprise-Grade Automated Testing Pipeline

• Automated Frontend Test Suite: 57 automated unit and integration tests executing via native test runners covering controllers, view renderers, mock dossiers, and accessibility compliance.
• Rust Statutory Engine Validation: 74 comprehensive Rust unit, integration, stress, chaos, and performance benchmark tests passing with 100% green status.
• Chaos & Stress Tolerance: Validated SQLite WAL recovery, 100MB+ multi-page PDF ingestion, and high-frequency concurrent interaction write loads.

4. Web Security, Edge Protection & Crawler Governance

• Edge Security Headers Worker: Added deployable edge worker (scripts/security-headers-worker.js) enforcing strict Content Security Policy (CSP), Cross-Origin-Resource-Policy (same-origin), and HTTP Strict Transport Security (HSTS).
• SEO & Structured Metadata: Codified Schema.org SoftwareApplication JSON-LD structured data for discovery.
• AI & Agentic Compliance: Published comprehensive llms.txt and llms-full.txt standards detailing statutory capabilities and offline boundaries for AI assistants.

5. Accessibility (WCAG 2.1 AA) & Visual Polish

• Color Contrast & Readability: Enforced minimum 4.5:1 text-to-background contrast across all statutory cards, badges, and code blocks.
• Keyboard Navigation & Trapping: Full keyboard navigation support with active modal focus traps and Escape key dismissal.
• Cumulative Layout Shift (CLS) Elimination: Optimized layout tokens and responsive imagery for instantaneous loading.

---

🛡️ Core Statutory Engines (Full Stack)

1. 54-Jurisdiction Statute of Limitations (SOL) Matrix:
   • Complete statutory lookups across all 54 US jurisdictions for Credit Card, Medical, Written Contract, and Open Account debts.
   • Anti-revival statutory enforcement preventing accidental clock resets.
2. CFPB Regulation F & FDCPA Telephone Harassment Engine:
   • Real-time 7-in-7 call frequency monitoring and inconvenient hours audit (9 PM – 8 AM).
   • $1,000 statutory damages tracker and evidence ledger.
3. Medical Debt & No Surprises Act Auditor:
   • 42 U.S.C. § 300gg-111 balance billing protection and mandatory itemized CPT/ICD coding dispute generator.
4. UCC Article 9 Automobile Deficiency Defense:
   • 10-day pre-sale notice audit, 14-day post-sale accounting calculator, and uncredited GAP rebate recovery.
5. The 7 Automated Court-Grade Dispute Generators:
   • Complete dispute letter generation pipeline with live PDF and Markdown export.

---

🔒 Privacy & Cryptographic Security Guarantees

• 100% Offline & Air-Gapped: Zero network sockets, zero telemetry, zero analytics.
• Argon2id + ChaCha20-Poly1305: Authenticated encryption for all local SQLite storage and backup archives.
• NIST SHA-256 Vault: Cryptographic hashing for evidence file integrity and tamper detection.

📦 Verified Release Packages & Checksums

Artifact Name	Target Platform / Architecture	Format	Size	SHA-256 Checksum
SettleMint_0.1.3_aarch64.dmg	macOS Apple Silicon (M1/M2/M3/M4)	Signed & Notarized DMG	6.46 MiB	7738903ad6f0323e3d1eace791f22c861ccae886cc66ac49a8ad69daf871807b
SettleMint_0.1.3_amd64.AppImage	Linux x86_64 (glibc 2.31+)	Standalone AppImage	78.69 MiB	66b0ce0b7e201e196ea70114854eb67eef176c0d2af24af5e2ad706e5b7e8220
SettleMint_0.1.3_amd64.deb	Linux Debian / Ubuntu	Debian Package	3.69 MiB	304d99e4a7cd8ec5e47394be584d29282b688496f6ee261fc2ebe3dabbea49f5
SettleMint_0.1.3_x64-setup.exe	Windows 10/11 x86_64	NSIS Installer	2.76 MiB	2940f02332312384b830f9c64ca4462d7c29486ced5d352a2692d4e62e4b8fa3
SettleMint_0.1.3_x64_en-US.msi	Windows 10/11 x86_64	MSI Enterprise Installer	3.76 MiB	4a02e326df618b33d8a39e3e7851fb8ba89a2494a0c7f596a4244673a4564dca
SettleMint_aarch64.app.tar.gz	macOS Apple Silicon	Signed App Bundle	4.80 MiB	00c24adeb416cfc89b99fa5f610617b616ad561a95693936f3cd28628b4b71ad

SettleMint v0.1.2 — Production Release with Code Signing & Apple Notarization

SettleMint Release Notes

SettleMint v0.1.2 — Production Release with Cryptographic Code Signing & Apple Notarization

Release Date: October 15, 2026
Publisher: Bored Polymath Studios
Classification: Consumer Advocacy & Credit Shield Desktop Console
License: MIT License
Platforms Supported: macOS (Apple Silicon / Intel Universal), Windows 10/11 (x86_64 / ARM64), Linux (Ubuntu 22.04+ / WebKitGTK 4.1)

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🚀 What's New in v0.1.2

1. Native Apple Code Signing & Apple Notarization

• Hardened Runtime Enforcement: Enabled hardenedRuntime: true in the macOS bundle specification, meeting Apple's mandatory Gatekeeper requirements.
• Cryptographic Developer ID Application Signing: Automated codesigning through GitHub Actions CI/CD using valid Developer ID Application certificates.
• Automated Apple Notary API Submission: Direct submission and ticket stapling via Apple notarytool to permanently eliminate "damaged application" and "unverified developer" Gatekeeper security dialogs.

2. Official Website & Interactive Legal Web Suite

• GitHub Pages Launch: Live web application hosted at boredpolymath.github.io/settlemint.
• Interactive 50-State SOL Simulator: Real-time web calculator computing limitation years, anti-revival statutes, and citations for all 50 states.
• Responsive Top Navigation: Cleaned and polished navigation bar with responsive layout, zero wrapping, and unified brand presence.

3. Air-Gapped Dynamic Statutory Rules Patch Engine (Phase 13)

• Ed25519 Cryptographic Patch Verification: Support for importing offline JSON statutory updates signed with Ed25519 keys.
• Statutory Overrides & Instant Rollback: Local override table for dynamic state SOL and licensing thresholds without modifying baseline compiled databases.

---

🛡️ Core Statutory Engines (Full Stack)

1. 54-Jurisdiction Statute of Limitations (SOL) Matrix:
   • Complete statutory lookups across all 54 US jurisdictions for Credit Card, Medical, Written Contract, and Open Account debts.
   • Anti-revival statutory enforcement preventing accidental clock resets.
2. CFPB Regulation F & FDCPA Telephone Harassment Engine:
   • Real-time 7-in-7 call frequency monitoring and inconvenient hours audit (9 PM – 8 AM).
   • $1,000 statutory damages tracker and evidence ledger.
3. Medical Debt & No Surprises Act Auditor:
   • 42 U.S.C. § 300gg-111 balance billing protection and mandatory itemized CPT/ICD coding dispute generator.
4. UCC Article 9 Automobile Deficiency Defense:
   • 10-day pre-sale notice audit, 14-day post-sale accounting calculator, and uncredited GAP rebate recovery.
5. The 7 Automated Court-Grade Dispute Generators:
   • Complete dispute letter generation pipeline with live PDF and Markdown export.

---

🔒 Privacy & Cryptographic Security Guarantees

• 100% Offline & Air-Gapped: Zero network sockets, zero telemetry, zero analytics.
• Argon2id + ChaCha20-Poly1305: Authenticated encryption for all local SQLite storage and backup archives.
• NIST SHA-256 Vault: Cryptographic hashing for evidence file integrity and tamper detection.

📦 Verified Release Packages & Checksums

Artifact Name	Target Platform / Architecture	Format	Size	SHA-256 Checksum
SettleMint_0.1.2_aarch64.dmg	macOS Apple Silicon (M1/M2/M3/M4)	Signed & Notarized DMG	6.45 MiB	ef7e261f6e8096d75d0a38306be0fa2f1ee9b382d778b78c297519444365d349
SettleMint_0.1.2_amd64.AppImage	Linux x86_64 (glibc 2.31+)	Standalone AppImage	78.68 MiB	008e92ec436e2c62230dff57bbb701cbb7ce803bf5b6b96e5c160c0670a6c461
SettleMint_0.1.2_amd64.deb	Linux Debian / Ubuntu	Debian Package	3.68 MiB	e7e8de0a771b1db126921a9d7119b4268d8b7ebf83f58563f8b61e5b395c945a
SettleMint_0.1.2_x64-setup.exe	Windows 10/11 x86_64	NSIS Installer	2.75 MiB	a587abe55da743d0461a95abbf1b1227847377f28c6afc2f754d70deecd1c38c
SettleMint_0.1.2_x64_en-US.msi	Windows 10/11 x86_64	MSI Enterprise Installer	3.75 MiB	de8e815334921dc83f5420b390149c061eb1a3a6eb070410f756fe30a7222827
SettleMint_aarch64.app.tar.gz	macOS Apple Silicon	Signed App Bundle	4.78 MiB	bfd6e2dd46c7d68a32540307bbe070d6c0278ec18b1224f602e4bfc957024683

---

SettleMint v0.1.0 — Initial Release Notes

Release Date: October 15, 2026
Publisher: Bored Polymath Studios

Initial production release codifying federal and state consumer protection statutes into an air-gapped desktop console.

SettleMint v0.1.0 - Consumer Credit Shield & Debt Dispute Console

SettleMint v0.1.0 Production Release Notes

Release Date: October 15, 2026
Publisher: Bored Polymath Studios
Classification: Consumer Advocacy & Credit Shield Desktop Console
License: MIT License
Platforms Supported: macOS (Apple Silicon / Intel Universal), Windows 10/11 (x86_64 / ARM64), Linux (Ubuntu 22.04+ / WebKitGTK 4.1)

---

🚀 Overview

SettleMint is a zero-telemetry, local-first consumer credit shield and debt dispute application. Version 0.1.0 marks the initial production release, codifying federal and state consumer protection statutes into an intuitive, air-gapped desktop console.

---

🛡️ Key Features & Statutory Engines

1. 54-Jurisdiction Statute of Limitations (SOL) Matrix

• Complete statutory lookups across all 54 US jurisdictions (50 US States, District of Columbia, Puerto Rico, Guam, and US Virgin Islands) for Credit Card, Medical, Written Contract, and Open Account debts.
• Anti-revival statutory enforcement for jurisdictions where partial payment cannot reset expired debts (e.g., New York CPLR § 214-i, Texas CPRC § 16.004).

2. Debt Collector Licensing & Surety Bond Registry

• Codified regulatory agencies and mandatory bond thresholds (e.g., Texas $10,000 bond, California $25,000 bond, New Jersey $5,000 bond) to immediately catch unlicensed third-party collectors.

3. Evidentiary Brutalism Letter Studio

• 7 codified dispute letter templates covering Debt Validation (15 U.S.C. § 1692g), CFPB Regulation F (12 CFR § 1006.34), No Surprises Act balance billing audits, UCC Article 9 repossession deficiency disputes, and Pay-For-Delete settlements.
• Real-time side-by-side editing pane with live Bates-stamping, legal citation checklists, and one-click print/export.

4. Background System Tray Companion

• Ultra-efficient desktop daemon running at < 25MB RSS.
• Real-time deadline monitoring with sleep/wake clock drift compensation and instant quick-action dispute capture.

---

🔒 Security, Privacy & Zero-Telemetry Architecture

• Argon2id Master Key Derivation: Memory-hardened 256-bit key derivation (64MB memory, 3 iterations, 4 parallelism lanes).
• ChaCha20-Poly1305 AEAD Encryption: Authenticated encryption for at-rest storage and encrypted .smbak backup archives.
• Cryptographic Memory Zeroization: Sensitive consumer data (SSNs, account numbers, master keys) implements Zeroize and ZeroizeOnDrop to scrub memory buffers immediately upon deallocation.
• Tamper-Evident Evidence Vault: Automated SHA-256 integrity checksums, OS-level directory sandboxing, and strict MIME-type validation.
• Crash-Resilient SQLite (WAL Mode): Write-Ahead Logging with normal synchronization, resisting process crashes (SIGKILL) and power failure.
• 100% Air-Gapped Network Silence: Zero HTTP requests, zero telemetry beacons, zero analytics pixels. CSP strictly enforces default-src 'self'.

---

📦 Production Package Verification

Artifact Name	Target Platform / Architecture	Format	Size	SHA-256 Checksum
SettleMint_0.1.0_aarch64.dmg	macOS Apple Silicon (M1/M2/M3/M4)	DMG Installer	6.41 MiB	e8a7730653fea61df35f62d87c47708ae550f6cf6e02f5d01a40ea0707d1a37d
SettleMint_0.1.0_amd64.AppImage	Linux x86_64 (glibc 2.31+)	Standalone AppImage	78.21 MiB	5f82be65e28fc893f0af7bd9583bf83751b35f2be8fb18b02b227ea612ef9474
SettleMint_0.1.0_amd64.deb	Linux Debian / Ubuntu	Debian Package	3.20 MiB	735ffd52fab9835911c134f77d55f5064151c044c3d1fd8ae040f2e9725be0a2
SettleMint_0.1.0_x64-setup.exe	Windows 10/11 x86_64	NSIS Installer	2.31 MiB	404b5e8a5599091f7c463abcb7954d1865971cccaeaca5a0d30e3bbb9a70f42c
SettleMint_0.1.0_x64_en-US.msi	Windows 10/11 x86_64	MSI Enterprise Installer	3.22 MiB	c3b0b9a993981bb37b3e5d6c852468977d0e2321cf7171d6d483d8ef92ce98b7