Finance Payment Methods Overview

Payment Methods Overview

Introduction

A payment method defines how a patient or payer settles a bill — cash, card, cheque, insurance credit, e-wallet, and so on. HMIS supports 19 distinct payment methods that can appear on any bill type (OPD, inpatient, pharmacy, channelling). Understanding payment methods is essential for cashier operations, reporting, and reconciliation.

Supported Payment Methods

Payment Method	Description
Cash	Physical currency; affects the cashier's drawer cash balance
Card	Debit or credit card; recorded but does not add to cash drawer
Credit	Billed to an insurance or credit company for later settlement
Cheque	Paper cheque; tracked with cheque number and bank
Slip	Bank pay slip / deposit slip
Voucher	Pre-purchased voucher (e.g., gift voucher, welfare voucher)
IOU	Deferred internal payment (staff IOU)
Agent	Payment collected via an agent or third party
eWallet	Mobile wallet payment (e.g., eZ Cash, FriMi)
PatientDeposit	Deducted from an existing patient deposit balance
PatientPoints	Loyalty points redeemed
OnlineSettlement	Payment settled via online transfer
Staff	Staff-specific payment arrangement
Staff_Welfare	Staff welfare fund payment
MultiplePaymentMethods	Split payment across two or more methods
OnCall	On-call arrangement (deferred to payroll)
OnlineBookingAgent	Payment via online booking platform
None	No payment (zero-value bills, write-offs)

How Payment Methods Affect Reporting

• Cash flows into the cashier's drawer and appears in the physical cash tally at shift end.
• Card, Cheque, Slip, eWallet appear in the non-cash section of cashier summaries.
• Credit creates a receivable against the insurance/credit company — tracked separately in CC management.
• PatientDeposit draws down the patient's deposit balance without generating a new cash collection.
• MultiplePaymentMethods split a single bill across two or more methods — each sub-payment is tracked individually.

Split Payment (Multiple Payment Methods)

1. When collecting a bill, select Multiple Payment Methods.
2. Enter the amount for each method (e.g., Rs 5,000 Cash + Rs 3,000 Card).
3. The total must equal the bill amount.
4. The system records a separate payment record for each method.

Configuration

Payment methods available at your facility depend on the payment scheme configured for each service or ward. See Payment Schemes for details.

Technical Reference

Item	Detail
Enum	com.divudi.core.data.PaymentMethod (19 values)
Split payment	MultiplePaymentMethods type triggers multi-line payment entry
Related	Payment Schemes, OPD Discount Rules