Finance Payment Scheme Method Restrictions

Payment Scheme Method Restrictions

Introduction

Payment scheme method restrictions control exactly which payment methods are available under each scheme, and whether specific methods require additional data entry (cheque number, reference number, etc.). Restricting methods prevents cashiers from accidentally applying wrong payment types and ensures financial controls are enforced at the billing screen.

Navigation

Main Menu → Administration → Payment Schemes → select scheme → Payment Methods tab

Configuring Method Restrictions

1. Open the target payment scheme.
2. Navigate to the Payment Methods tab.
3. For each of the 19 payment methods, set:
   • Enabled — whether this method appears on the billing screen for this scheme
   • Required Fields — additional information required when this method is selected (e.g., cheque number for Cheque payments)
4. Save.

Restriction Settings per Method

Setting	Options	Description
Enabled	Yes / No	Show or hide this method on the billing screen
Cheque Reference Required	Yes / No	Mandatory cheque number when method = Cheque
Bank Name Required	Yes / No	Required for Cheque and Slip payments
Agent Code Required	Yes / No	Required for Agent and OnlineBookingAgent
eWallet Reference Required	Yes / No	Required for eWallet payments
Maximum Amount	Numeric	Cap the amount for this method (e.g., max Card = Rs 50,000)

Common Restriction Patterns

Cash Only Ward

Disable all methods except Cash. Ensures no card or credit payments slip through.

Insurance Credit Ward

Enable Credit only (or Credit + Card). Prevents cash collection where insurance handles billing.

OPD General

Enable Cash, Card, eWallet, and Credit. Disable Staff, IOU, and OnCall.

Channel / Appointment

Enable Cash, Card, Agent, OnlineBookingAgent. Disable Credit and IOU.

Split Payment Rules

When MultiplePaymentMethods is enabled in a scheme, cashiers can split bills across any combination of the other enabled methods. If a method is disabled, it cannot be used as part of a split either.

Validation

If a cashier attempts to use a disabled payment method, the system rejects the action with a validation error. The cashier must select an enabled method before saving the bill.

Technical Reference

Item	Detail
Entity	PaymentSchemeDetail (per-method configuration)
Parent	PaymentScheme
Related	Payment Schemes, Payment Methods Overview